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CIBIL: Does joint loan account impact your credit score?

New Delhi, April 22 -- Having a joint loan is like a civil partnership. Joint loan accounts impact your CIBIL score in a number of ways. When a joint loan account witnesses good credit behaviour, it i... Read More


4 key reasons why clearing your credit card debt improves your CIBIL score

New Delhi, April 22 -- Clearing your credit card debt in full usually improves your CIBIL score. It shows responsible credit behaviour that is seen positively by the lenders. Besides, it helps borrowe... Read More


CIBIL Score: Suspecting unauthorised inquiries on your credit report? 5 things you must do immediately

New Delhi, April 22 -- If you discover unauthorised inquiries on your credit report from CIBIL or any other credit bureau, it's important to take immediate action to protect your credit profile. Firs... Read More


Best mutual funds: These ELSS schemes gave over 20 per cent annualised returns in past 3 years. Should you invest?

New Delhi, April 21 -- When a retail investor decides to invest in a mutual fund scheme, one of the key motivations to invest is the annual return it can deliver over a period of time. Although one-ye... Read More


UPI share to be capped at 30 percent: NPCI to review its decision by year-end, says report

New Delhi, April 20 -- The NPCI is likely to review its decision to implement a 30 per cent cap on the market share of payment players offering Unified Payments Interface (UPI) services by the end of ... Read More


CIBIL: 4 ways in which credit score affects your rental applications

New Delhi, April 19 -- Your credit score, also known as CIBIL score, can indirectly affect your rental applications in a number of ways. Although it does not have any bearing on rental applications in... Read More


Magic of compounding: Rs.1 lakh investment in these two mutual funds at launch would have grown to Rs.20 lakh

New Delhi, April 19 -- Before investing in a mutual fund scheme, investors tend to compare the annualised returns delivered by it to make a projection of future returns. Once a mutual fund category i... Read More


Amid flurry of deep fake videos by top bosses of NSE and BSE, how can investors stay cautious and safe

New Delhi, April 19 -- A few days after National Stock Exchange's managing director (MD) and CEO Ashishkumar Chauhan'sdeep fake video wherein he is seen recommending stock went viral, BSE's MD and CEO... Read More


Set to get married? The new beginning may impact your credit score - here's how

New Delhi, April 17 -- At the outset, it is vital to note that marriage - in itself - does not affect credit score. The credit scores are not based on marital status; however, it can indirectly influe... Read More


CIBIL score: Using multiple credit cards? Be mindful of these 6 key points

New Delhi, April 17 -- It can certainly be quite challenging to manage multiple credit cards, but if you follow right strategies, you can maximise their benefits while keeping pitfalls minimum. For e... Read More